Direct Import helps make sure you have all your transactions in YNAB. Transactions import once they clear your bank (which can take a day or two), so it's best to record your spending right away. When transactions are imported, they'll match right up with the ones you entered – and you'll know you haven't missed any.
Setting up Direct Import on a New Account
You can add an account and set up Direct Import at the same time by following these steps:
- Click Add Account in the left sidebar.
- Select from your list of connected banks – or choose Add Another Bank. If this is your first Direct Import connection, you'll skip this step and jump to #3.
- Search for and select your financial institution. You can search by name or URL.
- Enter your login credentials and follow the prompts. If you get an error, try these troubleshooting steps.
- Select the account you'd like to add, edit the account name if you'd like, and click Save!
Incidentally, if you don't want to connect to your bank, you can choose to Add Manual Account instead.
What to Expect After Connecting
Once you have your connection established, YNAB will import your most recent balance – and that's it. Once your “pending” transactions clear, they'll be available to import within 12 hours.
When you see a number next to the Import button at the top of our account register in the web app, you know you have transactions to import! Click that button and the transactions will drop into your register. Now it's time to categorize and approve them!
Setting up Direct Import on an Existing Account
If you've already added an account to YNAB, and you'd like to get it connected to your bank, follow these steps:
Search for and select your financial institution. You can search by name or URL.
Enter your login credentials and follow the prompts. If you get an error, try these troubleshooting steps.
Having trouble setting up Direct Import? Don't wait to start budgeting! Enter your transactions (in the mobile app when you're on-the-go) or try File-Based Import. It's as simple as dragging and dropping a file into YNAB.