Mobile Budgeting

At YNAB, we don’t carry our desktop computers around with us, and you shouldn’t either. That’s why we developed our mobile apps – no matter where you are, your budget is with you. It’s a powerful decision-making tool that fits right in the palm of your hand (or two hands if you have one of those, um, giant, oversized phablet things).

The YNAB app makes it easy for you to:

  1. Check how much you have available in your budget before you spend. Considering dropping $70 on an impulse shoe purchase? See if you have it available in your budget.
  2. Use Rule Three to make a change. If you’re at the auto mechanic and that repair you thought would be $125 is suddenly $240, move some money right there to roll with that punch
  3. Enter your spending. Receipts get lost. Some retailers take days to process your transaction and make it available for importing. So enter it right there. You – and everyone else you budget with – will have real time updates and awareness.

Setting up YNAB on your Mobile Device

Simple.

1
Head to the App Store or Google Play Store and get your app.
2
Sign in using the same login you use for the Web app.
3
Select the budget you want from the list.

Entering Spending

Wherever you are in the app, you’ll see a blue Add Transaction that spans the bottom.

1
Tap Add Transaction.
2
Enter the amount and tap Next.
3
Enter the Payee. The app will remember your location and associate it with this payee. This will save you oodles of time. If you’d rather not, click the blue icon next to the Payee name.
4
Tap Choose a category and select your category from the list. If the transaction has more than one category, tap Split in the upper right corner of the category selection screen.
5
Select the account this transaction belongs in.
6
Tap Save Transaction.

Setting a Goal

When you set goals, you stick with your budget longer. Just remember to keep them flexible (like the rest of your budget!) and make adjustments when life and the rest of your budget don't go exactly as planned.

On your mobile device:

1
Select the category for your goal
2
Tap Create a goal
3
Select the goal type
4
Tap Save Goal

That's it! Whenever you dig into the details of a category on your mobile device, you'll also see progress towards your goal. On the go and on the move!

Moving Money

Need to make a change on the go? You’ve got two choices:

  • Adjust the amount you originally budgeted to a category by tapping on the “+ Budgeted in” line
  • Adjust the amount you want Available in a category by tapping on the “= Available” line

Adjusting the budgeted amount

1
On the budget screen, tap the category you’d like to adjust.
2
Tap “+ Budgeted in”.
3
Enter the revised budget amount.
4
The Available amount in that category will now show an updated total.
5
Tap Done.

Adjusting the Available amount

1
On the budget screen, tap the category you’d like to adjust.
2
Tap “= Available”.
3
Enter the amount you would like your Available to be, and the correct amount will be moved from the category shown at the top of the screen. No messy math for you!
4
The Budgeted amount will now show an updated total.
5
Tap Done.

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