Split Transactions on Mobile
Sometimes you spend from multiple categories in a single transaction (looking at you, Target! 👀 ). Not a problem with Split Transactions.
Enter a Split Transaction:
- Tap the Add Transaction (+) Icon.
- Enter the amount as an Expense.
Choose the Payee, then tap on
Split in the category section. If a
Geo Payee is involved tap the category, then the double arrow.
Select the categories you want to split the total between.
Enter in the amount spent for each split, then tap the check mark! 🎉
- If there is any amount remaining next to "Remaining" when you click Save, YNAB will prompt you to auto-distribute the remainder to each of the splits (or go back and actively assign it yourself). Auto-distributing the remainder allows you to proportionally distribute any sales tax to each part of the split.
Quick Tip: If you have a transaction to divide equally between each split category, you can leave them all equal to $0, and YNAB will Auto-Distribute the total evenly across all of the splits. However, if you leave only one split category at $0, it will be skipped in the Auto-Distribution and remain at $0.
Transfers Within Splits
What about when you buy groceries with your debit card and get cash back? If you maintain a Cash account in YNAB, that's a split transaction with a transfer... and here's how it's done!
You can enter a different payee for each split in a split transaction, if needed, in the mobile app. 🤯 To do that, enter the categorized split first, and then choose Add a transfer from the splits page: