Close or Delete an Account

When you hover over any of your accounts in YNAB, you'll see an Edit Account icon—which is your ticket to the Close Account or Delete Account button. Which button you see depends on whether or not the account has transaction history.

Delete Account

You'll only see the Delete Account option if the account register has no transaction history beyond the starting balance. If there are any other transactions, you'll see the Close Account button.

Now, you could delete all the transactions in the account in order to delete it, but that would have a significant impact in your budget. Trust us—unless you're absolutely sure you want no record of the account history, use the Close Account option instead.

Close Account

As you now know, if the account has transaction history—more than just a starting balance—you'll see the Close Account button when you edit the account.

Unless the account balance is zero, closing the account will prompt you to transfer the remaining balance to another account. If you're transferring funds to a new account, you'll need to add the new account first.

If you don't want to transfer funds, update the balance to zero first. In Today's Balance, enter 0. Then you'll be able to Close Account in one click.

Balance adjustments on Budget accounts may (naturally) impact your budget. If you're closing a Savings account with a $100 balance and update today's balance to $0, that $100 will be deducted from To be Budgeted.

What about Scheduled Transactions?

Scheduled Transactions will continue to occur in closed accounts, which might affect your budget. To make sure that these don't continue, you can delete them from the closed account.

Where will the account go?

After closing your first account, you'll see a new section for closed accounts—which is where you can re-open an account if you ever need to do so.

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