Colors and Icons in Your Budget
Okay, we really love shades of blue, but green should be your favorite color when budgeting. It's the color that says you've got money just waiting for a job to do. Sometimes your budget categories might be yellow, red, or even gray. Each one is a signal for action—or for just sitting back and doing nothing right now.
Red: Let's talk about that Groceries category. Red means immediate action is needed, because it represents cash overspending. Whether the spending happened with a checking/savings account or actual cash, some dollars have been spent that are still sitting in other categories. Move money to cover that overspending in order to trust your other Available amounts!
Yellow: Yellow is up next, because it means the category is underfunded. Either you've overspent on a credit account, or you haven't assigned enough for an upcoming transaction or target in order to fund it by the due date. The icon tells you which of those applies, which we'll talk about in the next section.
Green: It’s all good! Your Available amount is positive and enough to cover any upcoming scheduled transactions. If you have a target for that category—you’re on track! Note that a category with a Savings Target without a due date will show up green if there is any money in the category, even if you haven't contributed to the goal this month. Since there isn't any date it has to be funded by, there isn't any way to be off-target.
Gray: Now, take a look at the Transaction category. The Available amount is gray, because it's at zero and not underfunded. If there was an upcoming transaction and or an unmet target, it would be yellow (unless that goal is a Target Savings Balance goal without a date).
In the example above, there are three categories with a yellow alert—each with a different symbol. What do they mean?
Credit Card: The most urgent icon is the credit card with an exclamation mark, because it signals credit overspending. If you don’t assign more to that category, it will become debt you need to pay off (by assigning money directly to the credit card payment category in a future month). Click the Available amount and you can cover the overspending by moving money from another category.
Calendar: The calendar icon means there isn't enough money for a transaction scheduled to happen later in the month. Using the Rent/Mortgage category as an example, when it's selected, the Inspector in the right sidebar shows the details for the upcoming, scheduled transaction in that category.
Pie Chart: Ah, this delicious icon tells you whether or not you're on track to meet the target you set for that category. When you see the pie on a yellow category, you haven't assigned enough. In the Electric category below, we've assigned $25, but need to assign another $25 in order to reach the Monthly Spending Target of $50.
If it's green—like the Internet category—you're on track. And that checkmark on the Internet category means the target has been met. Success!
History: This little icon doesn’t turn back time, but it sure helps you look at past money movements! You’ll find it in two places — first, the budget toolbar’s Recent Moves section which shows you the last 34 days of money moves. Then, if you'd like to drill down further into a specific category, you can hover next to that category’s assigned column to activate the history icon. Clicking it will show money movements in and out of that category for the given month. Don’t see the icon appear next to a category? This means that there haven't been any money movements in that category this month.
Recent Moves Icons: You’ll notice a few more icons located in your Recent Moves and category detail popovers which tell you in more detail about how you’ve moved money:
- Trash Can: When you delete a category, any assigned money in past months (even if it’s been spent) has to go somewhere. The trash can icon will appear to indicate money has been moved due to a deleted category.
- Move Money Arrow: The arrow icon means money has been moved between categories. The category on the left of the arrow is the origin and the category on the right is the destination.
- Budget: This stack of money indicates that a single move was made from Ready to Assign to a category. (Hey-o, Rule 1!)
- Lightning Bolt: This icon indicates money has been moved to one or more categories using an Auto-Assign button. Not sure which one? Hover over the icon for more information!
- Calendar: The calendar in your Recent Moves and category detail popover works differently than our aforementioned calendar. When you see a calendar icon next to the amount of money you’ve moved, it means that the money was moved in a month that differs from the date when you moved it.