Quick Start Step 3: Budget Your Money

You have goals. You have money. You’re ready to budget. All that money in your accounts from Step 2? It's sitting in To be Budgeted at the top of your budget.


The next step is to give all your dollars jobs, until To be Budgeted is zero. Start with Immediate Obligations, move to True Expenses, then work your way down your categories until To be Budgeted is zero. Not more, not less. Zero.

Stay out of the red!

To be Budgeted turns red when the number is negative. That means you have overbudgeted. You're missing out on the power of prioritizing and are budgeting dollars you don't actually have yet! (Which means you can't trust your budget.) 

Click  To be Budgeted to move money back until it's green again.

Three Ways to Budget

You have three ways to get your dollars where they need to be. Try them all! You may have a favorite (don't worry, we won’t tell the other ones if you do).

In the Category 

You can type right in the Budgeted column. Need $90.00 for that Cat Toys category you just created? (No judgment here!) Just type 90 and move to the next category.

(Yup, those little math symbols mean you can do in-line calculations in your budget.)

Moving Money 

You can also click on To be Budgeted, enter the amount you want to move, select the category, and boom! Dollars are budgeted.

Quick Budget

Remember the goals you created and how they made categories yellow? Yellow means you’re underfunded, and you can budget underfunded categories with a single click using our Quick Budget feature. “Underfunded Find that button in the Inspector on the right—and click away. You can do this for your whole budget, or one category group at a time, or by selecting categories. (You won't see it when you have only one category selected, but you'll see the Goal Target option instead.)

This Goals + Quick Budget combo is how you can create a budget template, but that’s jumping ahead a bit 😉

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