Electronic Benefit Transfer (EBT) Cards

Electronic Benefit Transfer (EBT) Cards are issued by the government primarily for use on groceries. Since EBT Cards have only one job, you don’t have to track these in your budget. However, if you do want to include these funds in your Groceries category, we recommend adding your EBT Card as an unlinked cash account.

Adding an EBT Card Account 

1
When adding an account for your EBT Card, choose unlinked and select Cash as the account type.

2

When new funds are added to your EBT Card, enter them as To be Budgeted and then assign those dollars to the Grocery category.

3

When you buy groceries, you'll enter a transaction in the EBT Card account for the amount paid with those funds, categorizing the transaction to the Groceries category.

Purchased something else?

If you had any spending that wasn't covered by the EBT Card, you’ll add another transaction in your Checking account (or other account you used) for that expense.

Setting up your EBT Card as a separate account ensures your EBT funds never look like extra money in another account. 

It’s important to keep in mind that there is nothing in the Budget that links an account balance to a single category or group of categories though. If you move money in your budget, be sure your EBT Funds don’t leave your Groceries category (since you can't spend them on anything else!). You'll always want the money in your groceries category to be equal to (or more than) the balance in the EBT Card Account.

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