Making a Fresh Start
There's nothing wrong with beginning again. In fact, it often means more success in the long run.
Whether you want to move on from a starter budget, your life and priorities have changed, your (ahem) budgeting habits went south, or you just want a new view of your money (old budgets can be full of old habits, after all), try a Fresh Start.
- Click on the name of your budget in the top-left corner of the app.
- Click Make a Fresh Start.
Don't worry—a copy of your current (now old!) budget will be archived with today's date in the name, which you can reference anytime by choosing Open Budget in that same menu.
You'll first be prompted to enter a name for your new budget to ensure you are easily able to distinguish between your new and older budgets.
Here's what will get copied over to your new Fresh Start budget:
- account names
- scheduled transactions
Even your Direct Import connections will be brought into the new budget for you; your accounts will pull in the balance of that day, and any transactions posted on that same day should be ready to import soon after. Your history of transaction and budget data will be cleared out though—so you can start fresh after giving your accounts a quick check to ensure your balances are correct and using the reconcile button to reconcile your accounts if they aren't.
Enjoy your new budget!
* If you use a bookmarked link to access your budget, be sure to update that too.
Switching Budgets in the Mobile App
Once you've created your Fresh Start budget, if you're using one of the YNAB mobile apps, you'll need to switch budgets.
- In the YNAB mobile app, tap the gear icon to access Settings.
- Choose Open Budget from the menu.
- Select your Fresh Start budget—in the Available for Download list.
Tip: Settings is also where you can initiate making a Fresh Start on mobile.