When the Month Rolls Over

One day, probably more than one day but less than 32 days after you start (okay, definitely less, definitely), the month is going to “roll over”. This Help Doc explains what happens in your budget when the new month starts, and how you can trust your budget as you flip the calendar over. 

In This Article

What Changes In Your Budget

Some of the signals in your budget will change, so let’s get you prepared for that with a quick overview: 

Positive Available Amounts:

Any positive Available amounts in your categories will not change. They'll still be sitting there, just where you left them. 

Negative Available Amounts (Overspending)

Categories that were overspent (had a negative Available amount) at the end of the month will change. In fact, in the new month, the Available will now show as a gray zero.

  • If your category had been overspent in cash (negative red Available), that amount will be deducted from To be Budgeted in the new month. 
  • If your category had been overspent in credit (negative yellow Available), the amount you overspent will be represented as an increased balance of your credit card account. If you can't cover this overspending in the month it happens, you'll need to budget directly to the Credit Card Payment category to pay back the debt.
  • Keep things Current! As a general rule of thumb, we don't recommend going back in time to make changes to your budget, even if it's for as noble a cause as covering overspending! Instead, keep all changes in the current and future months.

Getting Started in the New Month

You'll also notice that your Budgeted amounts are set to $0 (if you didn't budget in the future). When more income is added to your budget, you can give every dollar a job until your To Be Budgeted balance is $0 again. You'll notice the Budgeted column contains the money you've budgeted in the current month. Your Available amounts reflect the total you have available in each category to spend.

When a new month starts:

  • Check for a negative number in your To Be Budgeted balance. If To be Budgeted is negative, remove money from your categories until the To Be Budgeted balance is back to $0.
  • Check over your categories to make sure that your Available amounts reflect your priorities. Move money around if needed.
  • A new month is always a good opportunity to check over your account balances and make sure they're reconciled, although we encourage everyone to create a budget routine and reconcile at least once a week!
  • The amounts in your Budgeted column will be $0, because you haven't budgeted anything yet in the new month. If you move money out of a category (to a different category or up to To Be Budgeted), you'll see a negative amount in the Budgeted column for that category. This is perfectly okay! You can read more about this in our Negative Budgeted article.
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