Adding Transactions

There are several ways to get transactions into your account register. You can always mix and match, so choose the option that works best for you in the moment.

In This Article

Add Transactions

Whether you're at home or out and about, whether you have linked your account and are anxiously waiting for transactions to import or have an unlinked account you manage yourself—this entry method is for you. It will help ensure you can always trust your budget!

How to Add Transactions

  1. Select the account the transaction occurred in.
  2. Click the Add Transaction button.
  3. Choose a Payee or create a new one. The Payee is who you gave the money to, or who paid you money.
  4. Select your category.
  5. Click the Save button.

You can also add transactions in the mobile app

If you aren’t sure which category to select, you may want to customize your categories. And if that transaction used up more money than you had in a category (gasp!), it’s time to head to the budget and use Rule Three.

Scheduled Transactions

Make transaction entry even easier by creating Scheduled Transactions. They'll automatically drop into your account register on whatever frequency you choose. They serve the dual purpose of quick entry for frequent or repeating transactions and as a reminder for those not-so-frequent ones (looking at you car insurance!) you tend to forget. Win-win!

Import Transactions

There are two ways to import transactions. One option is to link your account in YNAB with your real-world account—which will allow you to import transactions once they clear.

If your bank isn't supported, you'd rather not link them, or the connection is currently down, don't worry — we got you. 💪

You can download a file from your bank and import it into YNAB. We call this File-Based Importing. You might call it magic. ✨

Either way, imported transactions will match right up with the ones you added on your phone or computer. You’ll even have the chance to approve the matches—or manually match two transactions if the amounts differed.

Mix & Match

Why limit yourself to just one option when you can have 'em all? That's right—you can add transactions yourself, import transactions from a bank file, and have YNAB import them for you all at the same time!

This is especially handy when your account is linked but is temporarily unavailable, or if you're counting down the seconds until your financial institution clears a transaction. Sometimes budgeting is just too darn exciting to wait.

Make a Mistake?

If you're on the web app, you can use the Undo button, located at the top of your account register. Keep in mind that this will only work as part of the same session - it won't work if you've logged out or refreshed the page.

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